Step-by-Step Guides & Playbooks for
SMB Finances

Not just theory—these nerd-built guides show you exactly how to reduce late payments, automate cash flow, and scale smarter.

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FAQs about Accounts Receivable

From reducing late payments to automating reminders, here’s your shortcut to smoother, smarter accounts receivable.

What is accounts receivable (AR) and how does it affect my business?

Accounts receivable is the money your customers owe for products or services delivered. If invoices sit unpaid, your cash flow slows down, making it harder to cover expenses or invest in growth. Healthy AR means healthy business oxygen.

Why do SMBs struggle with accounts receivable?

Small businesses often juggle manual invoicing, late-paying clients, and lack of visibility into who owes what. The result? Unpredictable cash flow, wasted hours chasing payments, and unnecessary stress.

How can I reduce late payments from clients?

Set clear payment terms upfront, send friendly reminders before due dates, and make paying ridiculously easy (credit card, ACH, or digital wallet). AR automation tools like Nerdpay can handle these steps for you—without awkward client calls.

What are the hidden costs of poor AR management?

Beyond delayed cash flow, poor AR eats up team time, damages client relationships, increases write-offs, and can even affect your creditworthiness. It’s the silent killer of small business growth.

How can automation improve AR for SMBs?

Automation tools track invoices in real-time, send scheduled reminders, reconcile payments instantly, and provide dashboards for cash flow forecasting. It’s like having a nerdy assistant who never forgets a due date.

Need more help?

Our nerd squad is ready to answer your AR questions and guide you to smoother cash flow.