Best AR Automation Tools for SMBs in 2025
For small and medium businesses, cash flow challenges are a constant. Late payments, manual tracking, and endless reminders drain time and create uncertainty. That’s why accounts receivable (AR) automation tools are gaining momentum in 2025 giving SMBs faster collections, real-time insights, and happier customers.
What to Look For in an AR Automation Tool
Before exploring the best options, SMBs should focus on core features that truly move the needle:
- Automated Invoicing & Reminders: Eliminate repetitive manual follow-ups.
- Real-Time Dashboards: Gain visibility into cash flow at any moment.
- Payment Integrations: Offer customers multiple, convenient payment options.
- Analytics & Forecasting: Spot trends in Days Sales Outstanding (DSO) and overdue accounts.
Top AR Automation Tools for SMBs in 2025
- Nerdpay – Built for SMBs, Nerdpay automates collections, reconciles payments in real time, and gives owners a dashboard to track every receivable. Its focus on customer-friendly reminders reduces friction while improving cash flow.
- HighRadius – Known for enterprise-grade AR, it has tailored offerings for mid-market firms, emphasizing AI-driven cash flow forecasting.
- Billtrust – Offers strong invoicing and payments automation, with integrations into many accounting systems.
- YayPay – A collaborative AR platform that combines automation with communication features for finance teams.
- Invoiced – A flexible cloud-based tool designed to streamline billing and collections across industries.
Why These Tools Matter: A Simple Example
Consider a business with $2 million in annual revenue and a DSO of 60 days. That means on average, $328,000 is tied up in receivables at any time. By using automation to cut DSO by just 15 days, the business frees up $164,000 in working capital enough to hire staff, expand marketing, or reduce borrowing. The ROI is immediate and measurable.
The Bottom Line
In 2025, AR automation isn’t optional—it’s essential for SMBs that want to stay competitive. The right tool not only accelerates collections but also improves customer satisfaction and financial decision-making. For many businesses, the question is no longer if they should automate AR it’s which tool to choose.
Looking for an AR automation tool designed for SMBs? Nerdpay gives you real-time visibility, faster collections, and customer-friendly payments. Book your free demo today.
Loved by SMBs Everywhere
From startups to growing businesses, teams rely on Nerdpay to keep cash flow nerdishly smooth.
"With Nerdpay, invoicing feels effortless and payments arrive on time. It’s like having an AR sidekick built right into our workflow."
"The automation does the heavy lifting. We save hours every week while keeping client relationships stress-free."
"Nerdpay turned our messy collections process into something predictable. Cash flow finally feels under control."
Ready to Nerd Out on Cash Flow?
Discover how Nerdpay helps SMBs automate accounts receivable, speed up collections, and keep cash flow predictable.